We are all waiting for the New Year, but there are few things, which are need to be taken care before the end of the year. 2018 has been important for many things, from financial point of view. There will be many new changes in the New Year which will affect you. For example, transfer of physical shares into demats needs to be done before April 1, 2019. Till March 31, 2019 or before that, link your PAN Card with your aadhaar card, otherwise your PAN card will not be valid.