अब इन बैंकों से भी UPI के जरिए मिलेगा लोन, RBI ने किया ऐलान

06 Dec 2024 By Business Team

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[{"selector":"#anim-bc912cf2-11dd-4acb-b465-a2de351f3c9f","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b93018ec-be49-49e0-8bff-f577d1f85687","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d2f62e8c-9d13-4ba0-b91c-0554e9c01d2d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ab506763-ea9b-4d3f-b6c4-bbb4d115b4f3","keyframes":{"transform":["translate3d(0px, -794.60327%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-631497cd-6862-4495-b52e-33d89528156a","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d4e3204f-d996-4048-8659-8a1c46906587","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 171.38504%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] अभी तक सिर्फ शिड्यूल्ड कमर्शियल बैंकों को यूपीआई फैसिलिटी पर क्रेडिट ऑफर करने की इजाजत थी. आरबीआई ने 6 दिसंबर को अपनी मॉनेटरी पॉलिसी में इसका ऐलान किया.

[{"selector":"#anim-e3da07db-a405-4fd1-8ae4-6ec088e62daf","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2df1de0d-4f26-42a5-8059-067ae30440e7","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7c2c4dee-5b27-4373-9e86-0785a9ff6b24","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2e1beb67-bd0b-4687-b5ad-555f645b675c","keyframes":{"transform":["translate3d(0px, -794.60327%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-db36f458-d1c9-4803-b136-d545044b2273","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8dd257e3-7de4-4a27-b3e5-37cae0142a02","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 287.61173%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] आरबीआई के इस फैसले से यूपीआई का इस्तेमाल करने वाले लोगों को आसानी से लोन उपलब्ध होगा.

[{"selector":"#anim-4fffbfb3-ee99-4de6-bbd7-e36b1aaa47d9","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f8070fad-2b2f-4f77-bf22-473339c63035","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-34bd56ae-e412-4573-ad52-c2360d189f76","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7cf9a27f-f304-4c89-87b2-3d459d69a74a","keyframes":{"transform":["translate3d(0px, -794.60327%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f2eed30d-ad93-4bb3-b34c-ced8ac191a7c","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-91b2814d-59ab-449b-8332-96359169ee39","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 142.17173%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] यूपीआई फैसिलिटी पर क्रेडिट लाइन की शुरुआत सितंबर 2023 में हुई थी और इस फैसिलिटी के जरिए कोई व्यक्ति BHIM, PayZapp, Paytm और GPay जैसे ऐप के जरिए आसानी से लोन ले सकता है.

[{"selector":"#anim-b601ff4a-d212-426d-aaf9-1a9382eb9d3b","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-69c24c47-0608-4dfb-a9cc-f1897c701a4f","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b5a31234-21dc-48f8-b6d4-c61d5f42ca03","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-79f3ec0f-b04f-442f-9ad1-baa30499f66d","keyframes":{"transform":["translate3d(0px, -794.60327%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0ac7ec5a-dbda-4ebd-8ad9-a86ebb9a3b0e","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-13618e8e-03f0-4d3e-963d-7086a3dd0959","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 287.61173%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] यह लोन यूपीआई फैसिलिटी के जरिए मिलेगा. इस सुविधा में नेशनल पेमेंट्स कॉर्पोरेशन ऑफ इंडिया की भूमिका है.

[{"selector":"#anim-deed98f6-0827-408a-ae00-66e292fdd697","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e7d04215-3682-4352-b446-74694d025fe0","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-89eed4b9-3ba5-4748-a855-f3a7ec39685c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9f265a0b-fe3f-42c6-8870-ba3664a35967","keyframes":{"transform":["translate3d(0px, -794.60327%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-53bb7ea6-01d8-4190-9bfc-f8c4d08ef637","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-19a8f836-21a2-4d36-81cd-30c634b63316","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 213.86512%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] इसमें यूपीआई के ग्राहक के लिए पहले से क्रेडिट लिमिट तय होती है. ग्राहक यूपीआई पेमेंट ऐप के जरिए यह लोन ले सकता है.

[{"selector":"#anim-2a0802bd-c0d6-4f48-84b1-a744060cdcc5","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0bffb001-4605-40c8-8fa5-462c24629d68","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ccf4d9d1-39d1-48c9-a05c-94fbf286597e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-86aa7bee-73b2-4513-be53-4c37652d74d5","keyframes":{"transform":["translate3d(0px, -794.60327%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4d1f1198-6ce9-476c-8679-2f6abbb19ee2","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c3129f1b-943c-42c7-9872-7303669df124","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 213.86512%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] भारतीय रिजर्व बैंक ने एक बार फिर रेपो रेट में कोई बदलाव नहीं किया है. रेपो रेट को 11वीं बार 6.50 फीसदी पर रखा गया है.

[{"selector":"#anim-e008fb0d-d7a8-4f8e-b3ed-5304097bcead","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2ee0e9b8-f878-4031-932b-9135f39c12ba","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ab3c6ea9-cb9f-421c-8040-e60ced5d9812","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9e0a54fe-1894-4917-a0b8-c193b4bb84b5","keyframes":{"transform":["translate3d(0px, -794.60327%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0bb347f5-15e8-4b39-bb59-db06080a754a","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1088a7d5-1ea0-4069-9040-61af363f1799","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 213.86512%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] शुक्रवार को भारतीय रिजर्व बैंक के गवर्नर शक्तिकांत दास ने मॉनेटरी पॉलिसी कमेटी की बैठक में लिए गए फैसले के बारे में जानकारी दी.

[{"selector":"#anim-df5c8e3f-0c6c-4ab3-b8b3-930a2a966c68","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0c45dcfe-93b6-4de3-b124-ed1727457b00","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-018546e7-9b9d-4c7e-9cf4-b0f666ce36f8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3cbaafa7-22c2-4f89-a122-230e090857b9","keyframes":{"transform":["translate3d(0px, -794.60327%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-46c0e1b8-234d-4900-850f-6199777aae7a","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-97a1a353-6114-4c6b-a900-4cc76bb778b4","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 287.61173%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] गवर्नर ने एक और बड़ा ऐलान किया- उन्‍होंने कैश रिजर्व रेशियो (CRR) को 4.5 फीसदी से घटाकर 4 फीसदी कर दिया.

[{"selector":"#anim-18233abb-7d80-4dbc-8522-fe4bb0b24585","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2733a706-82a8-43fd-b8ae-e3e7a90916aa","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-58d792cb-cfef-4921-8e7b-01bd0cc062d9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4c1e893c-410f-402b-b7a1-503aa69a573e","keyframes":{"transform":["translate3d(0px, -794.60327%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-397dff40-ae86-4f94-af2c-c162c8ce9656","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb4b850b-519e-47d2-a5f0-86937fde7658","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 287.61173%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] आरबीआई का यह ऐलान बैंकों के लिक्विडिटी के लिए एक तोहफे के तौर पर देखा जा रहा है.

ये भी देखें ऑटो सेल डाटा से पहले नुवामा ने पिक किए ये 5 शेयर, देखें डिटेल RBI का एक फैसला... फिर गदर मचाने लगे ये शेयर, तूफानी तेजी Gold Price Today: कहां-कहां सस्ता हुआ सोना, जानें आज का गोल्ड प्राइज़ AC, कूलर और रेफ्रिजरेटर की बढ़ती डिमांड, ब्रोकरेज ने पिक किए ये समर स्‍टॉक्‍स